Let’s face it, healthcare costs are skyrocketing and you need to make a smart decision when choosing the right healthcare provider. Just imagine if the wellbeing of you and your family was directly related to you choosing the right healthcare provider. Well it is!
The first step to choosing a healthcare provider is to understand the difference between individual and group plans. Group plans, which are ultimately more cost effective to the consumer, have more guarantees in which you may have certain preexisting conditions and not be dropped by the plan. Additionally, it’s important for you to know what your maximum annual and maximum lifetime coverage is when choosing your healthcare provider.